Why do people choose to live beyond their means? Why can't we adjust our spending to match our income? Living beyond your capacity will ultimately lead to your downfall. You may have a friend who wears designer clothes and drives an expensive car, and you might feel pressured to keep up. That mindset can be foolish. This tendency is particularly common among women, who may want to buy expensive makeup, designer bags, or Brazilian weaves. Men can fall into the trap as well, opting for costly designer sneakers or luxury cars like a Range Rover Sport. But the question remains: why do we do this? If you can't afford these items, what's next? You should reflect on this. If you can afford these luxuries, that's fine. However, don’t resort to borrowing money for necessities like food, car insurance, or rent. Instead, focus on working hard to become your own boss and stop living beyond your means! If you have a talent for painting, dedicate yourself to improving that skill. I...